JENNIFER HAY
Broker Associate · Axen Realty | Loan Originator · Nexa Lending
I'm Jennifer Hay, a Broker Associate with Axen Realty and a Licensed Mortgage Loan Originator with Nexa Lending. One person for the home and the loan — from your first showing to the closing table, right here in Ocala and Marion County.
Every listing below is represented by Jennifer Hay with Axen Realty. Call or text (352) 207-3600 for details or a private tour.
PRICE REDUCED
6 MONTHS HOA PAID
BACK ON THE MARKET
SELLER BUYDOWN AVAILABLE
SELLER BUYDOWN AVAILABLE
Most agents can only talk about the price of a home. As your loan originator too, I can show you what a home actually costs per month — and how tools like a seller-paid rate buydown can make a finished home cheaper each month than a new build. You may qualify with less down than you think.
The seller pays to lower your interest rate for the first two years of the loan — 2% lower in year one, 1% lower in year two, then the full rate from year three. Your payment starts smaller while you settle in.
Example on a $349,900 home with 10% down: about $1,763/mo in year one, versus about $2,175/mo at the full rate.
Illustrative principal & interest only, based on a 30-year fixed rate of 7.375%; not a quote or a commitment to lend. Qualified buyers may qualify — ask for a personalized estimate.
Jennifer Hay, NMLS #2612003 · NEXA Mortgage, LLC dba NEXA Lending, Co. NMLS #1660690. Licensed to originate mortgage loans in Florida only.
Every listing gets my full 18-point action plan — pricing, marketing, buyer development and follow-through, from the first photo to the closing table. A few highlights:
Jennifer Hay grew up in Denver, Colorado, and spent 15 years as a floral designer — including owning her own flower shop right here in Ocala — before earning her real estate license in 2003. A family opportunity brought her family to Ocala, and she's been helping Central Florida families buy and sell homes ever since.
Today she's a Broker Associate with Axen Realty and a Licensed Mortgage Loan Originator with Nexa Lending — a rare combination that lets her guide a transaction from both sides: pricing and marketing the home, and helping buyers secure the financing to purchase it. She specializes in residential sales, 55+ communities, investment properties and creative selling strategies, including seller-paid rate buydowns.
When she isn't working with clients, Jennifer loves designing her home, traveling, spending time with her children, and volunteering at her church.
"Jennifer got us a much better deal than we expected. She was responsive and had our best interests at heart. I would recommend her to anyone! She saved us more money than we thought possible."
"I have worked with Jennifer on multiple transactions and she has always demonstrated professionalism, expertise, and unwavering dedication to her clients' needs. She skillfully negotiated on their behalf, protecting their interests at every turn. Five stars, hands down!"
People move here for the homes. They stay for mornings under the oaks, Friday nights on the Square, and world-class horses right in the backyard. Here's the Ocala I love — and love showing my clients.
The heart of historic Ocala: a white gazebo on a brick plaza, films at the Marion Theatre under its neon sign, local shops and cafés, and the Saturday Downtown Market (9am–2pm). On the first Friday of the month, October through May, the First Friday Art Walk fills the Square with 40+ artists, live music and open-late shops — and every November, Light Up Ocala flips the switch on the holiday season.
This is the Horse Capital of the World® — hundreds of thoroughbred farms behind white and black board fences, and champions raised on Marion County grass. The World Equestrian Center hosts top-level shows most weeks of the year (spectators watch free), and the Florida Horse Park keeps the calendar full in between. Around here, a traffic jam might just be a foal's first trip to the pasture gate.
Slow down on the back roads: oak canopies draped in Spanish moss, fence lines rolling past green pastures. Then cool off at our famous springs — glass-bottom boats at Silver Springs, a swim at Rainbow Springs, and the trails, rivers and lakes of the Ocala National Forest, all close to home.
Thinking of relocating? I'll happily play tour guide — call or text (352) 207-3600.
Whether you're buying, selling, or just wondering what your home is worth, the first step is a conversation — no pressure, no obligation.
Call or Text (352) 207-3600 Schedule a Meeting