You own the land
Per the community’s own FAQ, residents own their homes and their land — there is no lot rent. The facilities and common areas are owned by Oak Run Associates, and residents pay a service fee rather than a conventional HOA fee.
Neighborhood guide · SW Ocala, Florida
Oak Run
55+ gated country-club living · SW Ocala, Florida 34481 & 34476
55+Age-restricted community
3,509Homes built by Decca
25Distinct neighborhoods
~1,400Acres off SR 200
6Pools, incl. indoor heated
$150K–$499KTypical resale range
Community overview
Big, established, and built around the club life.
Oak Run is one of SW Ocala’s largest and most established 55+ communities — nearly 1,400 acres just off State Road 200, developed by Decca starting in 1985, with 3,509 homes across 25 neighborhoods and a country-club core of pools, clubhouses, and golf.
The honest trade-offs are part of the picture, too: the homes were built between 1985 and 2007, so condition and updates vary home by home; the facilities are owned by Oak Run Associates rather than by residents; and community rules cover everything from pets and parked cars to fences and how long younger guests can stay. For buyers who want an active, social, single-story lifestyle at an accessible price, that structure is exactly the appeal.
Thinking of selling in Oak Run?
Contact Jennifer for a current market evaluation of your home — pricing here varies widely by neighborhood, home type, and update level.
How the 55+ rule works
If someone living in the home is 55 or older, anyone 18 and older may live there. Stays by anyone under 18 are limited to 30 days in total per year — confirm the current rules with the community before you buy.
Golf at Royal Oaks
An 18-hole, par-72 championship course of 6,703 yards winds through the community. Golf is not included in the service fee — residents purchase a golf or social membership or pay to play.
100+ clubs & activities
An on-site lifestyle director and more than 100 clubs and activities — biking, tennis, golf, crafts, fitness classes, and dance among them — keep the calendar full.
25 neighborhoods, five club hubs
Find your hub inside Oak Run.
Oak Run is too large for one clubhouse — its recreation is spread across named club facilities, and its 25 neighborhoods range from numbered sections to named enclaves such as The Fountains, Woodside, Timbergate, Golfview, and Eagles Point. Jennifer can help you compare sections by home type, fee level, and distance to the clubs.
Palm Grove Club
The community’s 30,000-square-foot focal point for social and fitness life, with a multipurpose ballroom, fitness center, catering kitchen, and a pool and whirlpool spa outside.
Orchid Club
A second fitness center plus card and meeting rooms, billiards, arts and crafts rooms, a ceramics studio, and a library — and a ballroom that holds over 1,000 for movies, plays, performances, and dances.
Island Club
Three specialty pools in one spot: a lap pool, a pool for aquacise and water exercise, and a lounge pool for soaking up the Florida sun, plus a whirlpool spa and meeting room.
Aqua Sports Club
An indoor heated pool and spacious sundeck — swimming and water exercise in any weather, all year.
Royal Oaks Golf Club
The 18-hole, par-72, 6,703-yard championship course, a 6-acre, 6-hole practice facility, pro shop, and the on-site restaurant — The Oak Room Bar & Grill in listing descriptions. Golf and social memberships are separate from the service fee.
The neighborhoods
Twenty-five sections in all, from the numbered neighborhoods of the original build-out to named areas like The Fountains, Woodside, Timbergate, Golfview, and Eagles Point — each with its own feel, fee picture, and home mix.
Neighborhood character, fee levels, and club offerings change over time. Jennifer tracks Oak Run resales across its sections and can advise on current options.
Tour the neighborhoodsLifestyle & amenities
Resort depth, at a service-fee price.
Oak Run is privately owned and not a conventional HOA: residents pay a monthly service fee that, per the community, covers household garbage and yard-waste collection, 24-hour security service, basic cable, use of the recreational facilities (golf excepted), maintenance of the facilities and common areas, and the community’s closed-circuit information channel.
Six pools & spas
Six pools — including an indoor heated pool, a lap pool, and an aquacise pool — plus whirlpool spas across the club facilities.
Two fitness centers
Fitness centers at the Palm Grove and Orchid clubs, with fitness classes among the 100+ activities on the calendar.
Courts & games
Tennis, pickleball, bocce, shuffleboard, and horseshoes, plus billiards, card rooms, and a ceramics studio with firing kilns.
Royal Oaks golf
18 holes, par 72, 6,703 yards, with a practice facility and pro shop. Golf is an extra — membership or pay-to-play, not part of the service fee.
On-site dining
A restaurant at the golf club — listed as The Oak Room Bar & Grill — for lunch or dinner without leaving the community.
Dog park, trails & RV storage
A dog park, walking and biking trails, and an on-site gated, fenced RV storage lot (storage is an extra monthly charge).
Gated, 24-hour security service
A gated community with 24-hour security service included in the fee package — the community notes its current system uses a virtual guard gate and cameras.
Service fees — read the fine print
Not a conventional HOA fee, and it varies by home and section: recent listings show roughly $146–$151 a month for many detached homes and $300+ a month for some maintained and villa sections. The community says fees rise once a year, limited to cost-of-living adjustments. No CDD fee was shown in the sources reviewed — verify the exact fee and any CDD for the specific home before you buy.
Home styles
Single-story, site-built, and sensibly sized.
Community sources describe Oak Run homes as site-built single-family homes and attached ranch duplex and villa-style homes — more than 20 floor plans, all resale, all single-level. Jennifer will confirm the construction type and title status of any specific home before financing is discussed.
Single-family homes20 models, about 1,112–2,275 sq ft, 2–3 bedrooms, 2 baths, attached 1- or 2-car garage
Duplex & villa-style homesAbout 1,049–1,489 sq ft, 2–3 bedrooms, 2 baths, attached 1- or 2-car garage
Maintained sections855 maintained lots are scattered through the community — a fully maintained lot includes mowing, irrigation, mulching, and pest control; some villa sections add exterior services in listings
Built 1985–2007An established community, not new construction — check roof, HVAC, and update level home by home; some homes add a covered lanai or a private pool
Oak Run by the numbers.
Pricing here varies widely by neighborhood, home type, and update level — a monthly snapshot keeps buyers and sellers honest about where the market stands.
This month in Oak Run
Jennifer publishes a monthly Oak Run market snapshot: new listings, pending sales, recent solds, median price, and average days on market across all 25 neighborhoods.
Contact Jennifer for the latest numbers — updated monthly from Stellar MLS data.
Why work with Jennifer
A Realtor since 2003 — and your financing resource, too.
Jennifer Hay has guided Ocala buyers and sellers since 2003. As a Broker Associate with Axen Realty and a Mortgage Loan Originator with NEXA Lending, she pairs neighborhood expertise with in-house financing guidance most agents can’t offer.
Two decades in Ocala
A Realtor since 2003, Jennifer knows the SR 200 corridor’s 55+ communities — and can compare Oak Run’s 25 sections against its neighbors street by street.
Real estate + mortgage, one call
As an MLO with NEXA Lending, she can walk qualified buyers through financing options alongside the home search — including checking a specific home’s type and title status first — no handoffs, no guesswork.
Off-market awareness
Jennifer tracks Oak Run listings, pendings, and coming inventory closely — ask to be notified before new homes hit the portals.
Financing paths worth exploring.
Jennifer can help qualified buyers compare mortgage options through NEXA Lending. The right program depends on the borrower, property, occupancy, income, credit and current guidelines.
Conventional financing
Qualified buyers may choose from fixed- or adjustable-rate conventional options with down-payment and mortgage-insurance requirements that vary by program.
FHA financing
Qualified buyers may explore FHA financing, which may offer a lower down payment for eligible borrowers and properties.
VA financing
Eligible veterans, active-duty service members and certain surviving spouses may qualify for VA financing, which may include a zero-down-payment option.
Check the property type first
Financing depends on how a specific home is built, titled, and sited. Oak Run’s community FAQ says residents own their land, and community sources describe its homes as site-built — but if a particular property is manufactured or titled differently, its financing will depend on its title, foundation, and land-ownership status. Jennifer confirms those details before discussing eligibility.
Programs, rates, terms, loan limits and funding availability are subject to change. Not all borrowers, properties or communities will qualify. This is not a commitment to lend.
Ask Jennifer about financing
NEXA Lending · 5559 S Sossaman Rd, Bldg 1 #101 · Mesa, AZ 85212
Your Oak Run contact
See Oak Run with Jennifer.
Jennifer Hay · Axen Realty Broker Associate · NEXA Lending Mortgage Loan Originator
FL Real Estate License BK3150197 · NMLS ID 2612003 · REALTOR® since 2003 · Equal Housing Opportunity
Neighborhood guide prepared November 5, 2026