You own the land
Fee-simple ownership of home and lot in a deed-restricted PUD — no lot rent. A mandatory monthly assessment to Ocala Palms Operations LLC applies instead; see the fees card below.
Neighborhood guide · NW Ocala, Florida
Ocala Palms
Gated 55+ golf & country club living · NW Ocala, Florida 34482
55+Age-qualified, guard-gated
1,076Homes in the community
18 holesPar 72 golf course
19,000 sq ftClubhouse
1,050–2,654Square feet
NW Ocala34482 · off US Hwy 27
Community overview
Country club living, without the country club price tag.
Ocala Palms is an established, guard-gated 55+ golf community in northwest Ocala — more than 1,000 site-built villas and single-family homes along US Highway 27, between I-75 and the World Equestrian Center, in the heart of Marion County horse country.
One point matters up front, because Ocala Palms is often confused with land-lease parks: this is not a land-lease or manufactured-home community. Buyers own their home and their lot. Ocala Palms is a deed-restricted Planned Unit Development developed by Venture & Associates in the 1990s; a private company, Ocala Palms Operations LLC, owns and manages the clubhouse, amenities, and roads and charges a mandatory monthly assessment. Homes are resale only — there is no builder selling new homes inside the gates — and typical asking prices have recently been reported in the high $200,000s to low $300,000s. That combination — owned land, golf, a staffed gate, and a full activity calendar at a moderate price — is the draw, balanced by homes that are now 20–30 years old and monthly fees you should read carefully before you offer.
Thinking of selling in Ocala Palms?
Contact Jennifer for a current market evaluation of your home — pricing here varies by plan type, golf or pond frontage, and the age of the roof and systems.
Guard-gated, 24 hours
A staffed front gate around the clock, private streets, and golf-cart-friendly roads throughout the community.
Golf at your door
The 18-hole, par-72 Ocala Palms Golf & Country Club course winds through the community. It is open to the public at separate fees — golf is not included in the monthly assessment.
Horse-country location
Minutes west of I-75 and a short drive from the World Equestrian Center, with downtown Ocala, shopping, dining, and medical care within an easy drive.
One community, many ways to live
Find your fit inside Ocala Palms.
Ocala Palms was built in recorded sections over the 1990s, and the choice inside the gates is less about separate neighborhoods and more about home type, setting, and how active you want your calendar to be. Jennifer can walk you through which listings match your budget, lifestyle, and timeline.
Golf-course homes
Many homes sit along the fairways or overlook ponds and water features — the premium settings in the community, with views of rolling greens and mature oaks.
Villas
The smallest plans, roughly 1,050 to 1,400 square feet and typically 2 bedrooms and 2 baths — the easiest entry point and the lowest-maintenance way to live here.
Single-family streets
Mid-size and larger plans on quiet interior streets, most with 2- to 2.5-car garages — room for guests, hobbies, and a golf cart.
Club & activity life
Residents run much of the calendar themselves: a full monthly schedule of clubs and events, from dancing, bridge, bunco, and poker to arts and crafts, book club, and bible study.
Active outdoors
Aquacise, croquet, volleyball, bocce, shuffleboard, tennis, and pickleball keep the friendly competition going year-round under the Florida sun.
Mature & settled
A resale-only community with established landscaping and close-knit neighbors — no ongoing construction phases and no builder sales center inside the gates.
Home availability, settings, and community rules change over time. Age-qualification, leasing, and occupancy rules are set by the recorded Covenants and Restrictions — read them for any specific home. Jennifer tracks current Ocala Palms listings and can advise on options.
Tour homes in Ocala PalmsLifestyle & amenities
A full calendar, behind a staffed gate.
The 19,000-square-foot clubhouse anchors daily life, and the monthly assessment to Ocala Palms Operations LLC covers clubhouse and amenity use, the 24-hour gate attendant, weekly curbside trash pickup, and common-area maintenance. Read the fees card carefully — a separate cable fee also applies, and golf is pay-as-you-play.
19,000 sq ft clubhouse
Ballroom, card room, billiards room, library, arts and crafts and sewing studios, table tennis, and a catering kitchen.
Indoor & outdoor pools
An outdoor pool with spa and sundeck, plus a heated indoor pool — swimming and aquacise in any weather.
18-hole golf
Ocala Palms Golf & Country Club: par 72, about 6,500 yards, with driving range, putting green, and pro shop. Open to the public; play and memberships are at separate fees, not included in the assessment.
Courts & games
Tennis courts with pickleball setups, bocce courts, shuffleboard courts, a horseshoe pit, croquet lawn, and volleyball.
Fitness center
An on-site fitness center inside the clubhouse, plus organized classes and activity groups.
On-site café
Blanca’s Cafe at the clubhouse makes an easy stop to meet friends and neighbors over lunch or dinner.
24-hour guard gate
A staffed entrance around the clock, deed restrictions, and golf-cart-friendly private streets. RV storage is available on site for an additional fee.
Fees — read both
Recent listings and community snapshots have shown the monthly Ocala Palms Operations assessment at roughly $198–$295, plus a separate mandatory monthly cable covenant fee and a one-time orientation fee at closing. Amounts change and vary — verify the current figures in writing with Ocala Palms Operations before you offer. Golf is not included.
Home styles
Site-built homes, 1990s plans, owned lots.
Every home in Ocala Palms is a resale. Most are concrete block and stucco, with some frame construction — not manufactured housing — on lots the owner owns. With most homes now 20–30 years old, roof age, HVAC age, and water heater condition matter as much as the floor plan.
VillasRoughly 1,050–1,400 sq ft, typically 2 bed / 2 bath — the smallest, lowest-maintenance plans
Single-family homes2–3 bedrooms, 2–3 baths, up to about 2,654 sq ft, with 2- to 2.5-car garages
Golf & pond settingsMany resales offer golf-course or water views beneath mature oaks
Age checksAsk about roof, HVAC, plumbing, and water heater age; insurers commonly request a 4-point inspection on homes of this age
Ocala Palms by the numbers.
Pricing here varies by plan type, golf or pond frontage, updates, and the age of the roof and systems — a monthly snapshot keeps buyers and sellers honest about where the market stands.
This month in Ocala Palms
Jennifer publishes a monthly Ocala Palms market snapshot: new listings, pending sales, recent solds, median price, and average days on market inside the gates.
Contact Jennifer for the latest numbers — updated monthly from Stellar MLS data.
Why work with Jennifer
A Realtor since 2003 — and your financing resource, too.
Jennifer Hay has guided Ocala buyers and sellers since 2003. As a Broker Associate with Axen Realty and a Mortgage Loan Originator with NEXA Lending, she pairs neighborhood expertise with in-house financing guidance most agents can’t offer.
Two decades in Ocala
A Realtor since 2003, Jennifer knows Ocala’s 55+ and golf communities — including how Ocala Palms’ ownership and fee structure really work.
Real estate + mortgage, one call
As an MLO with NEXA Lending, she can walk qualified buyers through financing options alongside the home search — no handoffs, no guesswork.
Fees & fine print, up front
Jennifer will help you confirm the current operations assessment, cable covenant fee, and closing fees in writing before you offer — not after.
Financing paths worth exploring.
Jennifer can help qualified buyers compare mortgage options through NEXA Lending. Because Ocala Palms homes are site-built on lots you own — not manufactured homes on leased land — financing follows the rules for site-built homes, but eligibility still depends on the borrower, the property’s age and condition, insurance, and the community’s governing documents and fees.
Conventional financing
Qualified buyers may choose from fixed- or adjustable-rate conventional options, with down-payment and mortgage-insurance requirements that vary by program.
FHA financing
Eligible buyers may qualify for FHA financing with a low down payment; the home must meet FHA property standards, which matters on 20- to 30-year-old resales.
VA financing
Eligible veterans, active-duty service members and certain surviving spouses may qualify for VA financing, which may include a zero-down-payment option.
HECM for Purchase
Buyers age 62 and older may explore a Home Equity Conversion Mortgage for Purchase to buy a primary residence; eligibility, costs, and obligations vary and counseling is required.
Programs, rates, terms, loan limits and funding availability are subject to change. Not all borrowers, properties or communities will qualify. This is not a commitment to lend.
Ask Jennifer about financing
NEXA Lending · 5559 S Sossaman Rd, Bldg 1 #101 · Mesa, AZ 85212
Your Ocala Palms contact
See Ocala Palms with Jennifer.
Jennifer Hay · Axen Realty Broker Associate · NEXA Lending Mortgage Loan Originator
FL Real Estate License BK3150197 · NMLS ID 2612003 · REALTOR® since 2003 · Equal Housing Opportunity
Neighborhood guide prepared November 5, 2026